Proof of Identity2018-06-28T08:44:10+00:00

PROOF OF IDENTITY

Whether, investing your money, taking out a mortgage or simply arranging an insurance policy, in today’s regulated marketplace you will be required to proof your identity.

You must typically provide one proof of identity and one proof of address from the list below. Should you wish to make a joint application then bills in joint names may be considered as one proof of address for each of the named individuals on that bill.

Where you may have recently married and have not made the appropriate changes to your documentation you will also be required to include your marriage certificate.

ACCEPTED ID

A.  Government document with Photo

  • Valid Passport
  • Valid photocard driving licence (full or provisional)
  • National Identity Card
  • Firearms certificate or shotgun licence
  • Identity card issued by the Electoral Office for Northern Ireland

B. Government document without a photograph plus secondary confirmation

Document (Primary)

  • Valid (old style) full UK driving licence
  • Recent evidence of entitlement to a state or local authority funded benefit (including housing benefit and council tax benefit), tax credit, pension, educational or other grant
  • National Identity Card
  • Firearms certificate or shotgun licence
  • Identity card issued by the Electoral Office for Northern Ireland

Document (Secondary)

  • Instrument of a court appointment (such as liquidator or grant of probate)
  • Current council tax demand or statement
  • Current bank statements, or credit/debit card statements issued by a regulated financial sector firm in the UK, EU or an equivalent jurisdiction (but not one printed off the internet)
  • Home visit

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

MAKE AN ENQUIRY


I just wanted to write and thank you both for the fantastic job you both did whilst we rearranged our mortgage. You were able to to source a very competitive product in an amazingly fast time and it is now all up and running. We have used watts in the past for financial products and they have always produced the goods. I will be more than happy to refer you to our friends and family. Great Job!

K Newton – Cartridge Cosmos

Buying a house is one of the most important and probably the largest investment you may make.

Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.

We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.

Secured loans or second mortgages can be an alternative to re-mortgaging.

For most people getting their finances in order is an important starting point for their self build project.

Buying a house is one of the most important and probably the largest investment you may make.

For some people, one of the most profitable long-term investments might be purchasing property.

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Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.

Buying a house is one of the most important and probably the largest investment you may make.

PROTECTION

With advances in medical care more and more people are now surviving illnesses once thought to be fatal.

Protection insurance is designed to help when the things we hope will never happen to us, do!

Protecting your future is important and Income Protection can protect your income and make sure that money is there when you need it most.

This cover can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made.

Your home is probably the largest single financial commitment you will make in your lifetime, so protecting it is so important.

You insure your car, your home, and your valuables – isn’t your health the most important asset of your life?

Relevant life insurance is a tax efficient way of a company providing life insurance for its employees, including directors of limited companies.

Directors’ shareholder protection is insurance that is specifically designed to ensure that should one the shareholding directors die or be diagnosed with a terminal illness the remaining shareholders will have access to sufficient capital to buy the deceased’s shares from his/her estate.

Key person insurance helps safeguard a business against the financial effects of the death or critical illness of a key member of staff

NEWSLETTER SIGNUP

MORTGAGE TOOLS

Calculators to help you plan your mortgage payments and stamp duty rates.

TESTIMONIALS

Read what some of our existing clients have to say about our services.

ARRANGE A CALLBACK

Send us an email with your contact details and we’ll arrange for one of our advisers to call you back.

Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do

More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk

Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For details of our fees for mortgage business please click here.

The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.