Watts Mortgage and Wealth Management

Mortgage advice and financial services


01270 620555

or click here to arrange a callback from one of our experts


A HUGE thank you, we really appreciate how great Emma Lowe and Sian Brown have been.
Mr F & Mr J
Thank you for everything Emma Lowe and Sian Brown have done for us. Service was first class and I would be more than happy to use Watts in the future.
Mr. A Quinlan
I feel the staff went 'above & beyond' to obtain the final result! Excellent service.
Mrs S
I Would like to thank you and Watts for providing me with invaluable information and assistance in reassessing my personal insurance policies and mortgage. The service, care and advice that you that you and Watts offer has always been excellent, up to date and relevant. Your dedication and Expertise continue to be highly beneficial and most appreciated, and I would have no hesitation in recommending you to friends and colleagues for both personal and professional advice and friendly service.
Tom Daniels
Thank you for the great service that you provided for me in sorting my critical illness cover. Having a busy workload at this time of year, Barry came to my home at a time to suit me and gave me some advice on what would be best suited to my needs. From my first dealings through to the finished documents I felt at ease knowing that all the staff had one thing on their mind in getting me the best advice possible and trying to make it as stress free as possible. I would certainly have no hesitation in recommend Watts Mortgages services to any of our clients/family and friends. Thanks once again.
Andy Webster - Advantage Pest Control & Gardening Services Ltd
Thanks for your work in sorting this for me. It’s the second time I’ve used the Watts team to remortgage, and it’s made it very straightforward.
Mr Holmes
I just wanted to write and thank you both for the fantastic job you both did whilst we rearranged our mortgage.  You were able to to source a very competitive product in an amazingly fast time and it is now all up and running.  We have used watts in the past for financial products and they have always produced the goods.  I will be more than happy to refer you to our friends and family.  Great Job!
K Newton - Cartridge Cosmos
I recently contacted Barry to organise life insurance at the end of term of my previous policy. Barry organised the policy at short notice, pricing was very competitive and the service provided was excellent. I would recommend Watts without hesitation.
Scott Harding, Deputy Managing Partner, Poole Alcock LLP
Sian & Emma were extremely helpful and went the extra mile to ensure our new home completed on time. We can't thank you enough.
M & C Berresford
Great service, will be back to remortgage again in 2 years time.
Mr & Mrs F
I just wanted to say a big thank you, for all Emma Lowe and Sian Brown's help with getting our mortgage through to completion.
Mr & Mrs C
Watts have been exemplary throughout this venture, you have been fantastic.

Mr Hurst
Great service, Shannan helped me remortgage my house to a BTL to buy a new house to live in. Would definitely recommend.
Mr W and Miss M
I just wanted to say a massive thank you for your assistance in my purchase.  I would like to place on record my appreciation of the professionalism and tenacity of Emma.  She has kept me fully updated in terms of progress and answered all of my questions in a timely manner.  Great service and hope we can do business again in the future.
A Henshall
We were again very impressed with your service and commitment to making everything run smoothly. A pleasure to deal with such a professional business.
Mr & Mrs Carden
Excellent service all round, thanks
Mr Frost
Emma Patrick in particular has managed and guided me through the whole process of buying my house using a Scottish Widows mortgage, she has also assisted with my purchase of insurances, all Watts Mortgages staff have been extremely pro-active, polite, cheerful, reliable and efficient and are a credit to your company.
Mr Belt
Offered a professional but personal service. Keeping me (and all other parties) regularly updated.
R Parker
We would just like to thank you for the excellent service you have provided for us whilst we arranged our income protection plans. You put us both at ease whilst explaining the options available to us and what would best suit our requirements. Without doubt, we would highly recommend your services to our friends, family and business acquaintances.
Adi and Annette Dean
I wanted to send you an email of thanks for your professional services in relation to the renegotiations of my recent mortgage.  The service and support provided by both you and Shannan has been of the highest calibre and I'll certainly recommend Watts Mortgage & Wealth Management Ltd.  I offer my sincere thanks and I look forward to doing further business with you in the future.
J Bird
Many thanks to Sian for the expert advice when I wanted to remortgage my buy-to-let portfolio. Your whole market approach and willingness to go the extra mile to secure the best deals for each property has enabled me to significantly reduce my repayment costs and provided stability for the next five years. Thanks also to Emma for the swift and efficient way that my mortgage applications were processed and for your clear communications that kept me informed throughout the process.
Mr O Mason
I wanted to thank you for your time and advice - it was very helpful and I wouldn't hesitate recommending your services to my friends.  You are a credit to your company.
S Telfer
Having recently completed a house purchase and using Watts to arrange the mortgage, it is important to bring your attention to how pleased we were with the service provided by Emma Lowe. Emma was polite, positive, friendly and professional throughout the whole application process, she kept us fully informed with the progress, she provided accurate and timely feedback to all queries raised and is valuable asset to your team.
Mrs A
Both Emma Patrick & Sian Brown have gone above and beyond in order to deliver great customer service and helpful, professional advice.
S Mortimer & S Meredith
Thank you for all you help - everything was made as easy as possible for me.
A Grace
This is the third time I've used Watts over the last 20 years - Fantastic - Recommend to everyone!
C Harris
Heather & Emma were most helpful - everything fully explained and regular updates - thank you for your help.
S Pimlott
As a property developer, it is paramount to me that the people I deal with always provide me with first class service. Andrew and his team at Watts have always delivered on this, providing me with expert advice in a professional and efficient manner.
Mr J Beeson
Very good, friendly and professional - will use again!
Mr Dawson & Mrs Seaman

first time buyers

Buying a house is one of the most important and probably the largest investment you may make.


Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.


We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.

Secured lending

Secured loans or second mortgages can be an alternative to re-mortgaging.

self build

For most people getting their finances in order is an important starting point for their self build project.


Where appropriate we can refer you to our sister company, Watts Commercial Finance Ltd. which provides advice on Commercial lending.

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For some people, one of the most profitable long-term investments might be purchasing property.

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home improvements

Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.

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regulated bridging loans

A regulated bridging loan is a form of short term funding secured by a charge on a borrower’s residential property until next stage financing is secured.

mortgage tools

Calculators to help you plan your mortgage payments and stamp duty rates.


Read what some of our existing clients have to say about our services.

arrange a callback

Send us an email with your contact details and we'll arrange for one of our advisers to call you back.

Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do

More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk

Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For details of our fees for mortgage business please click here.

The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.