Watts Mortgage and Wealth Management

Mortgage advice and financial services

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Life and Critical Illness Insurance

Life and Critical Illness Insurance

With advances in medical care more and more people are now surviving illnesses once thought to be fatal. Many people will go on to lead a relatively normal life, but they may not enjoy the same mobility or good health that they once did. Often big changes have to be made and this can affect their ability to earn the salary they did before

Critical Illness Cover provides you with a lump sum or a monthly income on the diagnosis of one of the list of illnesses covered by the policy, making it easier to cope financially when you need to concentrate on getting well. Critical Illness Cover can be taken out on its own or alternatively with life cover included. Did you know:

Every two minutes someone is diagnosed with cancer in the UK*.

Critical Illness Cover and Life or Critical Illness Cover can be paid in any of the following ways:

Once we have fully assessed your needs and circumstances we will advise and recommend the most suitable cover.

To know more about protection then simply gives us a ring on 01270 620555, or email us at .(JavaScript must be enabled to view this email address) and one of our team of Protection Specialists will give you a call straight back.

* Source: Cancer Research February 2015

 


Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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We would just like to thank you for the excellent service you have provided for us whilst we arranged our income protection plans. You put us both at ease whilst explaining the options available to us and what would best suit our requirements. Without doubt, we would highly recommend your services to our friends, family and business acquaintances.

Adi and Annette Dean

protection

life &
critical illness

With advances in medical care more and more people are now surviving illnesses once thought to be fatal.

life
insurance

Protection insurance is designed to help when the things we hope will never happen to us, do!

income
protection

Protecting your future is important and Income Protection can protect your income and make sure that money is there when you need it most.

accident, sick &
unemployment

This cover can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made.

building &
contents

Your home is probably the largest single financial commitment you will make in your lifetime, so protecting it is so important.

private
health

You insure your car, your home, and your valuables - isn’t your health the most important asset of your life?

relevant
life plan

Relevant life insurance is a tax efficient way of a company providing life insurance for its employees, including directors of limited companies.

director shareholder
protection

Directors’ shareholder protection is insurance that is specifically designed to ensure that should one the shareholding directors die or be diagnosed with a terminal illness the remaining shareholders will have access to sufficient capital to buy the deceased’s shares from his/her estate.

keyperson
insurance

Key person insurance helps safeguard a business against the financial effects of the death or critical illness of a key member of staff

mortgage tools

Calculators to help you plan your mortgage payments and stamp duty rates.

testimonials

Read what some of our existing clients have to say about our services.

arrange a callback

Send us an email with your contact details and we'll arrange for one of our advisers to call you back.

Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do

More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk

Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For details of our fees for mortgage business please click here.

The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.