Secured Lending
Secured loans or second mortgages can be an alternative to re-mortgaging. Secured loans can provide funds to those who would be penalised for redeeming a mortgage early or would have to accept a higher interest rate because of adverse credit or changes of circumstances generally.
Secured Loans can be used to consolidate debts to help reduce outgoings, or to carry out home improvements on your property however it is vitally important that you get Independent Mortgage Advice before considering a secured loan.
Our qualified team can explain to you in detail, how secured loans are calculated, the lenders requirements, and how the legal process works. So call us today and one of our team will be in contact with you soon.
Always get independent advice on these products! To speak to one of our independent FSA (Financial Services Authority) regulated mortgage advisors now call 01270 620555 or email us at .(JavaScript must be enabled to view this email address)
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
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Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £495 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 1% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.
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“As a property developer it is paramount to me that the people I deal with always provide me with a first class service. Andrew and his team at Watts have always delivered on this, providing me with expert advice in a professional and efficient manner.” Mr J Beeson
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