We can search the WHOLE UK MARKET to get you quotes from all the High Street lenders such as Santander, The Woolwich, Nationwide, NatWest, etc. We could quickly find you the CHEAPEST deals, but the cheapest may not be the most appropriate so that if where we come to help guide you a recommend the most appropriate deals for your current circumstance.
There are still plenty of great mortgage deals out there if you know where to look.
We always suggest you seek independent advice when considering your mortgages options. As Independent mortgage advisers we access the whole market to find you the best product for your current circumstances.
You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you’ve just come out of an early repayment charge period (tie in), fixed rate, low start or are looking to raise capital for any purpose we will give you the most appropriate advice. That advice may be to stay with your current lender. Many lenders are now offering very attractive deals, but are they what they seem?
We can compare these deals for you and advise whether there are any charges or tie in periods that may not be apparent to you. What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to early repayment charges (of several thousand pounds) when presented with this scenario.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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Offered a professional but personal service. Keeping me (and all other parties) regularly updated.
Buying a house is one of the most important and probably the largest investment you may make.
Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.
We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.
Secured loans or second mortgages can be an alternative to re-mortgaging.
For most people getting their finances in order is an important starting point for their self build project.
Where appropriate we can refer you to our sister company, Watts Commercial Finance Ltd. which provides advice on Commercial lending.
For some people, one of the most profitable long-term investments might be purchasing property.
Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.
A regulated bridging loan is a form of short term funding secured by a charge on a borrower’s residential property until next stage financing is secured.
Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.
Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do
More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk
Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.