Buying a house is one of the most important and probably the largest investment you may make. As a first time buyer looking to get on the property ladder, your mortgage could probably be one of the most important financial decision you will ever make. But with so many factors to consider it can be difficult to know where to begin. Watts Mortgage & Wealth Management Ltd has access to a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to purchase a property.
We deal with many lenders and also have access to some exclusive packages. We look to help guide you through the process, and find a mortgage that should be affordable to you. If you wish to contact us please call the office during our opening times or e-mail us so a mortgage adviser will call you back.
If you need a mortgage then please consider the following:
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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This is the third time I've used Watts over the last 20 years - Fantastic - Recommend to everyone!
Buying a house is one of the most important and probably the largest investment you may make.
Watts have a comprehensive range of mortgages from across the market and look to get you a great deal when you are looking to move home.
We can search the WHOLE UK MARKET to get quotes from High Street lenders such as Santander, The Woolwich, Nationwide, NatWest and more.
Secured loans or second mortgages can be an alternative to re-mortgaging.
For most people getting their finances in order is an important starting point for their self build project.
Where appropriate we can refer you to our sister company, Watts Commercial Finance Ltd. which provides advice on Commercial lending.
For some people, one of the most profitable long-term investments might be purchasing property.
Whether that is some general modernisation or some essential repairs that you need to get done, we have a solution for you.
A regulated bridging loan is a form of short term funding secured by a charge on a borrower’s residential property until next stage financing is secured.
Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £695 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.
Watts Mortgage & Wealth Management Ltd is directly authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 624815 at www.fsa.gov.uk/register/home.do
More information is available on mortgages from the Money Advice Service. www.moneyadviceservice.org.uk
Where you have a complaint or dispute with us and we are unable to resolve it to your satisfaction then we are obliged to offer you access to the Financial Ombudsman Service. Please see the following link for further details www.financial-ombudsman.org.uk
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
The FCA does not regulate some forms of mortgages. The FCA does not regulate taxation advice, trust advice and some forms of buy to let mortgages.