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Secured Lending

Secured loans or second mortgages can be an alternative to re-mortgaging. Secured loans can provide funds to those who would be penalised for redeeming a mortgage early or would have to accept a higher interest rate because of adverse credit or changes of circumstances generally.

Secured Loans can be used to consolidate debts to help reduce outgoings, or to carry out home improvements on your property however it is vitally important that you get Independent Mortgage Advice before considering a secured loan. However, by consolidating debts you pay more over the longer term

Our qualified team can explain to you in detail, how secured loans are calculated, the lenders requirements, and how the legal process works. So call us today, or simply complete the enquiry form below and one of our team will be in contact with you soon.

Secured Lending enquiry  
Your details
Title
First name
Last name
Date of Birth
d: 
m: 
y: 
Address line 1
Address line 2
Town/City
Postcode
Telephone
Mobile
email
Joint applications
Single or joint?
Title of second applicant
First name of second applicant
Surname of second applicant
Date of birth of second applicant
d: 
m: 
y: 
Is second applicant aware of this enquiry?
Application details
Mortgage amount required (£)*
Approx. mortgage outstanding(£)*
Approx. value of the property you are remortgaging(£)*
Current lender*
Approx. amount of any secured loans(£)
Approx. amount of any unsecured loans (£)
Purpose of remortgage*
Reason for remortgage*
Would you like to save money on your life insurance?
Would you like to save money on your buildings and contents insurance?
Your circumstances
Please tick any of the following that apply to you. This will not hinder your mortgage enquiry but will help us find the most suitable product for you.
Have you had a CCJ in the last 3 years?
Have you ever had an IVA?
Have you ever been declared bankrupt?
Have you missed any mortgage or secured loan payments in the last 2 years?
Any other information
Please add any other information that you feel may be important here.
 

An adviser will now call you to discuss you requirements further

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

 

 

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Watts Mortgage & Financial Services Ltd is an appointed representative of Sesame Limited which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For details of our fees for mortgage business please click here.

The FSA does not regulate some forms of mortgage.The FSA does not regulate secured loans, foreign mortgages, commercial mortgages or some forms of buy to let mortgages.Commercial mortgages and overseas mortgages are not arranged via Sesame.

Watts Mortgage & Financial Services Ltd
Registered Address:
9 George House
Princes Court
Beam Heath Way
Nantwich CW5 6GD
Registered in England and Wales, No. 3705260
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Disclaimer

This website is designed to provide you with general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact Watts Mortgage & Financial Services Ltd for advice.