Mortgage Advice and
Financial Services
01270 620555

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  • Independent mortgage advice
  • Re-Mortgage Review service
  • Full Protection Service
  • Exclusive Mortgage Deals available
  • Highly Qualified Team of Advisers

Budget planner

It can be difficult to decide how much you can afford to save or how much you could spare to repay a loan. Our budget planner will help you to work out your monthly disposable income.


Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Monthly Income
£ per month
£ per month

Your earnings after tax

 

Your partner’s earnings after tax

 

Other (Investments, etc)

 

Total monthly income after tax

Monthly Expenditure
£ per month
£ per month

Mortgage/Rent

 

Life assurance/endowment policy/pension

 

Council Tax

 

Water/Gas/Electricity

 

Telephone/mobile

 

Travel to work

 

Petrol/car maintenance

 

Car insurance/road tax

 

Food and Clothing

 

Home buildings/contents insurance

 

Other loans/HP/credit cards

 

Entertainment/subscriptions

 

Other costs e.g. holidays/Christmas

 

Total monthly expenditure

MONTHLY DISPOSABLE INCOME
(income LESS expenditure)



You choose how we get paid:

Your initial mortgage consultation is obligation free. There will be a fee for mortgage advice of £495 of which £95 is payable when you apply, and we retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 1% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

Testimonial

“As a property developer it is paramount to me that the people I deal with always provide me with a first class service. Andrew and his team at Watts have always delivered on this, providing me with expert advice in a professional and efficient manner.” Mr J Beeson


Read more…

Mortgage
Calculator

Work out
your monthly
repayments
here


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Watts Commercial
Finance

We also deal
with commercial
finance through
our sister
company


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